Real Estate

Closings: Post-Pandemic Opportunities Arise for Private Lenders

By Jim Davis, Editor of Scotsman Guide Residential Edition The housing bubble of 2008 ushered in a golden age for hard money and private money lenders. Conventional lending tightened due to worries about the economy while lawmakers in Congress and statehouses debated a host of regulatory changes. Opportunities opened for people willing [...]

By |2021-07-15T17:38:37-07:00July 15th, 2021|Real Estate|0 Comments

Basic Zoning Codes in California

Zoning codes are a set of rules that regulate what can and can't be done on a particular piece of property. They're established and enforced at the city level. In California, you can find zoning codes for virtually every city in the city's municipal code. RESIDENTIAL R1:  One family dwelling RW1: One-family [...]

By |2021-06-10T17:18:02-07:00June 10th, 2021|Real Estate|0 Comments

Probe the Borrower’s Reason for Seeking a Loan

Originators who work with private money lenders need to understand how the money will be used By Jack Suddarth, president and founder, Equity Wave Lending Inc; and Jason E. Goldstein, Esq., attorney and shareholder, Buchalter APC Private money lenders predominately originate what are commonly referred to as business-purpose loans, usually secured by the value [...]

By |2021-06-03T18:50:56-07:00September 3rd, 2019|Blog, Real Estate|0 Comments

Loan to Value Explained: Real Estate Investing Essentials

Most people think credit history is the most important factor when hard money direct lenders look at their application. An important concept in real estate, particularly when seeking mortgage approval, is the loan-to-value ratio or LTV. Lenders will assess this if you’re an investor and applying for a real estate loan. What Is Loan-to-Value? An [...]

By |2021-07-12T12:23:01-07:00January 5th, 2019|Blog, Real Estate|0 Comments
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