There is always money to be made in real estate, in one form or another. With that said, this is one of the most competitive ways to make money, and you always have to be on top of your game to turn a profit. In addition to making good decisions and picking the right properties, you also need a reliable and speedy lender on your side. A quality Private Money Program such as the one offered by Equity Wave Lending just may be the edge you need to reach your goals.

It’s not uncommon for would-be borrowers to run into trouble while trying to get the necessary funding from a bank to take on a new project. It may be that your paperwork does not meet the bank’s expectations, or they may simply not share your vision for the business. If you are looking for a suitable funding alternative, a private money mortgage loan is the right place to start.

A Hard Money Loan Can Take Many Forms

Perhaps the most important thing to understand about using a hard money loan for your real estate investment is the fact that these loans are highly adaptable to your situation. That is not something that is usually said about a traditional bank. There is a variety of term lengths available in most situations, and the overall lending process is simply more flexible than what you will find with the bank.

A Loan to Match Your Business Model

There are many different types of real estate investing which are used today, and they can all be successful and lucrative when used properly. To make sure you get the right kind of loan for your plans, you can work together with a hard money lender to develop an appropriate agreement.


Are you buying properties that you plan to fix up and then “flip” in short order? Or are you in it for the long-term, with a plan to hold the property as part of a growing portfolio? These are quite different plans, and they will require different funding options. Don’t try to squeeze your business plans into whatever loan the bank is willing to offer—even if that loan is a poor fit for your goals.

Softer Credit Requirements

Big hurdles you’ll have to clear when working with the bank on a loan are the credit requirements. If your credit score doesn’t meet with their requirements, you’ll almost certainly be turned away. Rather than giving up on your goals, seek out funding from private finance lenders who are willing to look at more than just your credit history.

If you would like to know more about the Private Money Program available here at Equity Wave Lending, please contact us right away. Thank you for visiting!