Success Stories July 2025
For a quick quote on your loan scenario, please call 1-888-399-8881.
Power Purchase Money
Leveraging Private Money to Negotiate Better Prices and Expedite Real Estate Transactions In today’s highly competitive real estate market, buyers are continually seeking ways to stand out and secure properties amidst fierce bidding wars. One powerful strategy that savvy investors and home buyers use is leveraging private money to negotiate better prices [...]
Success Stories May 2024
Here are just a few recently funded loans by Equity Wave Lending, Inc. For a quick quote on your loan scenario, please call 1-888-399-8881.
Success Stories April 2024
Success! Here are just a few recently funded loans by Equity Wave Lending, Inc. For a quick quote on your loan scenario, please call 1-888-399-8881.
Closings: Post-Pandemic Opportunities Arise for Private Lenders
By Jim Davis, Editor of Scotsman Guide Residential Edition The housing bubble of 2008 ushered in a golden age for hard money and private money lenders. Conventional lending tightened due to worries about the economy while lawmakers in Congress and statehouses debated a host of regulatory changes. Opportunities opened for people willing [...]
Basic Zoning Codes in California
Zoning codes are a set of rules that regulate what can and can't be done on a particular piece of property. They're established and enforced at the city level. In California, you can find zoning codes for virtually every city in the city's municipal code. RESIDENTIAL R1: One family dwelling RW1: One-family [...]
Probe the Borrower’s Reason for Seeking a Loan
Originators who work with private money lenders need to understand how the money will be used By Jack Suddarth, president and founder, Equity Wave Lending Inc; and Jason E. Goldstein, Esq., attorney and shareholder, Buchalter APC Private money lenders predominately originate what are commonly referred to as business-purpose loans, usually secured by the value [...]
Loan to Value Explained: Real Estate Investing Essentials
Most people think credit history is the most important factor when hard money direct lenders look at their application. An important concept in real estate, particularly when seeking mortgage approval, is the loan-to-value ratio or LTV. Lenders will assess this if you’re an investor and applying for a real estate loan. What Is Loan-to-Value? An [...]
Who Uses Private Money Loans?
Also known as a bridge, rehab, or hard money loan, a private money loan is a very specific type of financial instrument offered by private lenders. Since the money is lent on the basis of property equity instead of existing assets or credit score, borrowing hard money is often favored by property investors. As a [...]
Get the Equipment You Need for Your Business in 3 Simple Steps
As a small business, chances are you don’t have the funds needed in order to pay for all of your business expenses. When running a business, there’s no shortage of expenses. From payroll to rent, to marketing, to managing your inventory, there’s always something that needs to be purchased. One of the most important expenses [...]